I'm an educated fool with money on my mind 💰

Got money on your mind? Here are six free iPhone apps to boost your balance in 2020. 

Discounts: VoucherCodes

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Attention shoppers! If you like a bargain, it’s worth trying this app before you buy anything. It offers money off tons of brands, from Dominos to Debenhams, and will even tell you about discounts near your location.

Budgeting: Yolt

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If you’re looking to stay organised and keep track of your spending, Yolt consolidates all your bank accounts, credit cards and investments onto one screen, making it easy to keep track of your money. It also splits your spending by category and allows you to set savings goals.

Foodie bargains: Too Good To Go

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On a mission to stop food waste, this app gives you the chance to snap up cheap grub from your local bakeries, restaurants and takeaways. What you get depends on what’s going spare at the end of the day, but you could pick up sushi, sandwiches or a bag full of cake for just a couple of quid.

Saving & Investing: Moneybox

If you’re a bit more Shih Tzu of Shepherd’s Bush than Wolf of Wall Street, you might want to experiment with an app that eases you into the world of investments. The award-winning Moneybox will round up your purchases to the nearest pound and invest the difference on your behalf, with a choice of ‘cautious’, ‘balanced’ or ‘risky’ ventures. Of course, investments are never guaranteed to increase your cashflow, so there’s also the option to automatically put those spare pennies into a savings account instead. 

Finding the best price: Idealo

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This price comparison app allows you to quickly find the cheapest deal on whatever you’re looking to buy. Whether it’s Airpods or espresso cups, you can type in a product to bring up a list of retailers and prices, or even scan a barcode in store.

Racking up loyalty points: Stocard 

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Apple Pay has made plastic a thing of the past for iPhone users and while that’s convenient at the till, it means we often forget - or can’t be bothered - to get our loyalty cards out. But ditching your Nectar or Clubcard means missing out on precious points which will save you money in the long run. Luckily, Stocard have come up with an app that collects all your loyalty cards into one digital wallet. Just scan them in once and they’ll pop up ready to use whenever you’re in store.